Community Financing

Our Community Investment Fund  is a nonprofit private equity trust fund created  to capitalize and strengthen mission-oriented banking.  We partner with credit unions and other mission-oriented banks to provide financial products and services to businesses and individuals living in or serving low- and moderate-income communities. 

Green House

community investING

 

Market.

Sell.

Attract.

& Grow.

 

Cooperative

COMMUNITY CAPITAL

we got what you need...

Scroll Down

 

MEETING THE NEED

Our nation’s low-income communities have suffered due to factors such as dormant manufacturing facilities, inadequate education and healthcare services, vacant commercial properties, and lower property values. As a result, many of these communities find it difficult to attract the necessary capital from private investors.

HOW DOES IT WORK?

Through our local Community Investment Fund, we allocate program authority to Cooperative Community Enterprise (CCEs) working to improve the quality of life throughout the community.

 

Local businesses owned and operated by members of the local community, CCEs go through a comprehensive planning, development and approval process to ensure the  capacity exist to meet the need.

Using the capital from these equity investments, CCE can make marketed improvements to its local community.

 
 

Cooperative Investing

Working Together

Investing in economically distressed communities is key to their revitalization.  Cooperative Community Enterprises have the opportunity to borrow capital to make long-term, large-scale investments into their community.

Awardees utilize financing tools such as loan loss reserves, loan funds, risk-sharing loans, and loan guarantees to produce eligible activities within five years. 

 

Such activities may include land development, the development of small businesses, commercial real estate, housing units, shelters, charter schools, daycare or healthcare centers, and municipal infrastructure, among others. In addition to these projects, Eligible CCEs may use the capital to refinance existing loans at below-market rates.

Welcome to

THE NEXT BIG THING

ABOUT US

 

We are a neighborhood and community reinvestment club working together to  grow a vibrant and sustainable world.

  • Facebook
  • Twitter
  • Instagram

© 2023 by Benjamin Elliott Terry, LLC.
Love, Always
.