a Neighborhood & Community Reinvestment club.




We are a Neighborhood aNd Community Reinvestment club that offers comprehensive programming to Improve The Health And Well-Being of our Families, Neighborhoods And Communities.


Spatial Inequality


"Place Matters."






In its 2016 study on distressed communities, the EIG concluded that a growing body of evidence defies the notion of an American Dream.  Evidence from the study showed that the concept that anybody from any place or background can climb to the highest rungs of the economic ladder isn't true. 


According to the study, the more time an individual spends living in a distressed community—especially at childhood—the worse that individual’s lifetime chances of achieving economic stability or success. 


Quite often geography becomes destiny.

Their study captured data from nearly 99 percent of the population, or 312 million Americans.  It also mapped and analyzed the dimensions of poverty and community well-being across the United States.


The higher the score, the greater the distress. The scores range from 0 to 100, moving from dark green in the most prosperous zip codes to dark red in the most distressed ones.

According to the study, distress manifests itself in a lack of residential investment, in shuttering businesses, and in disappearing job opportunities.


Prosperity the inverse.


A high school diploma is the entry-level ticket to opportunity in the economy.  Something that remained scarce in many struggling neighborhoods.  Low rates of adult employment identify communities where connections to the labor market have frayed.  Prospering communities, on the other hand, draw people back into the labor market with access to job opportunities.


Poverty rates and median income differentiate well-off from struggling communities too.  The DCI found that, together, these factors indicate whether a community is in distress or well-off. 

The study, also, found that by identifying these factors researchers were able to determine the level of spatial inequality, or the unequal distribution of resources based on a given a specific location. 

The lack of quality resources sets into motion a downward spiral of community well-being, which not only causes poverty but diminished the overall quality of life for many people living in these communities.

The longer a community goes without the ability to provide for its basic needs the more distressed the community becomes.  If left unchecked, the community begins to deteriorate it becomes further distressed.

As community well-being suffers, so do individuals within the community.  With little to no alternative for wealthy lifestyles, individuals turn to alternative measures to meet their basic needs.  Often times, with major negative consequences to the well-being of the community, as well as themselves.  

This creates a feedback loop where more and more community members are impacted, then impaired by deteriorating conditions.  

More and more evidence is pointing to the fact that these conditions are primarily responsible for creating violence, crime, abuse and abuse within poor and marginalized communities.

Poverty Mindset

Research shows that chronic exposure to stress associated with low-income living is having long-term negative effects on the physiological stress regulatory systems for those exposed to impoverished living conditions.  This stress, if left unchecked, will eventually result in pathology.  

Studies have found that poor children, in effect, had more problems regulating their emotions as they  grew into adulthood. These same patterns of ‘dysregulation’ in the brain have been observed in people with depression, anxiety disorders, aggression and post-traumatic stress disorders.


The researchers concluded that the link between class status during childhood and how well the brain functions later in life. This theory, they write, is consistent with the idea that "early experiences of poverty become embedded, setting individuals on lifelong trajectories.

Growing evidence suggests exposure to chronic stress and socioeconomic adversity produces lasting neurological changes.  These neurobiological changes often have far reaching implications in the normal functioning of society.

Personal Identity

German born, American psychoanalyst Erik Erikson proposed a psychoanalytic theory of psychosocial (ego) development on how individual thought is impacted by social norms.


Erickson comprised eight (8) stages from infancy to adulthood. During each stage, the person experiences a psychosocial crisis which could have a positive or negative outcome on the individual development of the personality.

According to Erikson’s theory, the ego develops as it successfully resolves crises that are distinctly social in nature, such as establishing a sense of trust in others, developing a sense of identity in society, and helping the next generation prepare for the future.

Successful completion of each stage results in a healthy personality. 


This allows for the acquisition of basic virtues or characteristic strengths used to resolve subsequent crises.  Failure to successfully complete a stage can result in a reduced ability to complete further stages and therefore a more unhealthy personality and sense of self.

Individual and community capacity to connect to vital resources within their communities continue to be the testing ground for community viability.


Failing to achieve social and societal norms, members of impoverished communities fail to develop a positive and mature sense of self.  As a result, a certain mindset takes a hold.  


This could mean lifelong​ outcome for those living in poor communities

The disconnection of vital resources to vulnerable communities breaks down the social norms of, otherwise, successful communities.  This breakdown in social capital disables the channels whereby multi-generational wealth building might occur.  

This places those living in impoverished conditions in an environment where ongoing and traumatic stress scenarios create greater obstacles to the general well-being of the entire community.

The models most effective in reversing the spatial inequality created by unequal resource distribution involve local capacity building to allow residents within impoverished communities the ability to own, control and grow its local resources.

We accomplish this by growing a consortium of local community business owners.





We are a Neighborhood aNd Community Reinvestment club that offers comprehensive programming to Improve The Health And Well-Being of our Families, Neighborhoods And Communities.

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© 2023 by Benjamin Elliott Terry, LLC.
Love, Always